No-Code Hosted Crypto Checkout: Take Crypto Payments Without a Developer (2026)
Aurpaytech
If you want to accept crypto today but you have no developer, no WooCommerce, and no Shopify store, you do not need any of those things. A hosted crypto checkout is a payment page the gateway builds and hosts for you. You customize it in a dashboard, get a shareable link and a QR code, and start taking Bitcoin, Lightning, USDT, and USDC payments in minutes — no plugin, no code, no banking paperwork.
With Aurpay’s Hosted Checkout, the page is non-custodial: payments settle straight to your own wallet, you hold the keys, and the fee is a flat 0.8% per transaction. That makes it the fastest path to live for freelancers, consultants, event organizers, course creators, non-profits, and anyone running on a platform with no native crypto plugin (Wix, Squarespace, a hand-built HTML site). It is also a natural destination for merchants migrating off Coinbase Commerce, which is winding down for most non-US and non-Singapore merchants by March 31, 2026 — reportedly affecting thousands of stores.
Key takeaways:
- What it is: A gateway-hosted payment page you reach via a link or QR code. Zero code, zero plugin, zero platform dependency.
- Who it’s for: Merchants with no developer, no store, or an unsupported platform — and ad-hoc/one-off sales, services, and donations.
- Aurpay fee: 0.8% flat per transaction. Non-custodial — funds go directly to your wallet, not a provider account.
- Coins: BTC, Bitcoin Lightning, ETH, USDT (ERC-20 + TRC-20), USDC (ERC-20 + TRC-20), DAI (ERC-20), BNB.
- Setup time: Under 15 minutes from signup to a live payment link. No contracts or banking details required.
- Pick the right tool: Hosted Checkout if you have no platform; a plugin if you run one of 8 supported platforms; a Payment Button if you have a website but not a full store.
What Is a Hosted Crypto Checkout?
A hosted crypto checkout is a payment page that lives on the gateway’s infrastructure, not yours. You configure it once inside a dashboard — your branding, your prices, the coins you accept — and the provider generates a URL and a QR code. You share that link anywhere: in an email, an invoice, a social bio, a printed flyer at a market stall. The customer opens it, picks a coin, sends the payment, and the funds arrive in your wallet.
That is a different mechanism from the two other ways merchants accept crypto. A plugin injects a crypto option into the checkout of an existing store like WooCommerce or Shopify. A payment button is a small JavaScript snippet you paste into a page you already control. A hosted checkout needs none of that — there is no store to plug into and no page to edit. The gateway hosts everything.
One frequent point of confusion is worth clearing up. “Self-hosted” crypto payment processors (BTCPay Server-style infrastructure) are the opposite of a hosted checkout: with self-hosted software you run your own server and manage your own uptime, certificates, and nodes. A hosted checkout removes all of that operational burden. If you searched for “hosted checkout” you almost certainly want the gateway to do the hosting, not to stand up a server yourself.
| Method | How it works | Best for |
|---|---|---|
| Hosted Checkout | Gateway hosts a branded page; you share a link or QR code | No store, no developer, or an unsupported platform |
| Plugin / Extension | Adds crypto to an existing store’s checkout | Running WooCommerce, Shopify, Ecwid, BigCommerce, etc. |
| Payment Button | JS snippet embedded in a page you control | You have a website (e.g. Wix, Squarespace, custom HTML) |
| Self-Hosted Server | You run the payment software on your own infrastructure | Technical merchants who want to manage their own stack |
Who Actually Needs a Hosted Checkout (Not a Plugin)
The demand for crypto at checkout is no longer fringe. A Harris Poll survey for the National Cryptocurrency Association of 619 US payment decision-makers (PayPal-highlighted) found that 39% of US merchants now accept cryptocurrency, and 90% said they would accept it if setup were as simple as a credit card. Crypto already represents 26% of total sales for merchants who accept it, and 88% report customers asking to pay in crypto. The barrier is almost never demand — it is the assumption that you need a developer or a specific platform. A hosted checkout removes that assumption.
A hosted checkout is the right fit if any of these describe you:
- On an unsupported platform. Wix, Squarespace, or a custom-built site has no native crypto payment plugin. A hosted page sidesteps the platform entirely.
- A freelancer or consultant with no store at all. You invoice clients directly; a payment link is all you need.
- An event organizer or course creator. Sell tickets or seats without standing up a full e-commerce stack or an LMS plugin that supports crypto.
- A non-profit accepting donations. A shareable link and QR code on a campaign page collects crypto donations without engineering help.
- A B2B seller sending one-off invoices. Bill a single large order without integrating anything into a storefront.
- A pop-up or market seller. Print the QR code and take payment in person.
- A merchant migrating off Coinbase Commerce. Coinbase is winding down Commerce for most non-US and non-Singapore merchants by March 31, 2026, and industry reporting puts the number of affected stores in the thousands. A hosted checkout is the fastest migration path.
How Aurpay’s Hosted Checkout Works
Going live with Aurpay Hosted Checkout is a no-code flow you complete inside the dashboard. There is no plugin to install and no developer required at any step. The whole process typically takes under 15 minutes, and it comes down to a handful of things you set in the dashboard:
- Sign up. Create a free account at dashboard.aurpay.net. No contracts or banking details required to get started.
- Set your wallet address. This is where your payments land. Because Aurpay is non-custodial, funds settle to your own wallet — Aurpay never holds them.
- Customize a checkout template. Pick a template, apply your branding and theme, and choose the coins you want to accept.
- Generate your payment link and QR code. The dashboard produces a shareable URL plus a scannable QR code for the amount or product you defined.
- Share it anywhere. Drop the link in an email, an invoice, a landing page, or a social bio, or print the QR code for in-person sales.
Non-custodial settlement is the part most merchants overlook until they need it. With a custodial gateway, your crypto sits in the provider’s account until they choose to release it — which introduces counterparty risk, withdrawal queues, and often an exchange account requirement on top. Aurpay routes each payment straight to the wallet address you specify, so you hold the private keys from the first confirmation. No settlement queue, no third party holding your balance. For more on why that matters, see our guide to the non-custodial crypto payment gateway model.
Fees, Coins, and Networks
Aurpay charges a flat 0.8% per transaction — the same rate across hosted checkout, plugins, and the Payment Button. There is no monthly fee, no minimum volume, and no per-transaction surcharge layered on top. Because settlement is non-custodial and on-chain, payments are irreversible, which means zero chargebacks for the merchant.
The hosted checkout accepts the full Aurpay coin set: BTC, Bitcoin Lightning, ETH, USDT (ERC-20 and TRC-20), USDC (ERC-20 and TRC-20), DAI (ERC-20), and BNB. For stablecoin payments, the network you offer has a real impact on what the customer pays in gas. According to 2026 network-fee data, an ERC-20 USDT transfer typically costs the payer a few dollars in gas — and well into the double digits when Ethereum is congested — while the same payment over TRC-20 settles for roughly $1–$3. Aurpay supports both networks for USDT and USDC, so your customer can pick the cheaper rail — which directly protects conversion on smaller orders.
Stablecoins are where most of this volume already lives. They now make up more than half of all crypto payments processed globally, precisely because a $200 order priced in USDT or USDC is worth $200 at settlement — no volatility risk between checkout and confirmation. If you are weighing which one to accept, our breakdown of USDT vs USDC and our TRC-20 low-fee processing guide go deeper.
Hosted Checkout vs Competitors
Most “best crypto checkout” roundups compare dashboards and ignore the two numbers that actually matter: the fee and who holds your money. Here is a like-for-like comparison of hosted checkout options for 2026.
| Provider | Fee | Custody | Notes |
|---|---|---|---|
| Aurpay | 0.8% flat | Non-custodial | Funds direct to your wallet; no contracts or banking details required |
| NOWPayments | 0.5% (+0.5% to auto-convert) | Provider-held until payout | Effective ~1% if you want fiat-pegged conversion |
| CoinGate | 1% flat | Provider-held until payout | EUR next-day settlement; provider holds funds until payout |
| BitPay | 2% under $500K / 1.5% to $1M / 1% above, + $0.25/tx | Provider-held until payout | Mandatory full KYC onboarding |
| Coinbase Commerce | 1% flat | Self-custodial (on-chain to your wallet) | Winding down for non-US / non-SG merchants by March 31, 2026 |
Competitor fee figures are taken from each provider’s own pricing page as published in 2026: NOWPayments, BitPay, and CoinGate (verify before you sign, since tiers change). The headline number alone is not the whole story. NOWPayments’ 0.5% looks cheapest until you add the 0.5% it charges to convert to a fiat-pegged value. BitPay’s rate only reaches 1% above $1M in monthly volume and adds a flat $0.25 per transaction. NOWPayments, CoinGate, and BitPay hold your funds until a scheduled payout; Coinbase Commerce is self-custodial like Aurpay (it settles on-chain to a wallet you control) but is winding down for most non-US and non-Singapore merchants. Aurpay’s 0.8% is non-custodial and contract-free — your money is in your wallet the moment the payment confirms. For a wider field, see our crypto payment gateway comparison.
When to Use Hosted Checkout vs Plugin vs Payment Button
Three questions narrow down which Aurpay product belongs in your workflow.
- Do you run one of the 8 natively supported platforms? If you are on Shopify (via a Custom App in Shopify Admin), WooCommerce, Ecwid, BigCommerce, PrestaShop, OpenCart, Paid Memberships Pro, or Easy Digital Downloads — use the plugin. It puts crypto right inside your existing checkout. If you are on Shopify or WooCommerce specifically, our Shopify and WooCommerce guides walk through it.
- No supported platform, but you have a website you can edit? If you are on Wix, Squarespace, or a custom HTML site and can paste a snippet, the Payment Button embeds a Quick-Pay or Donations button directly on your page.
- No store and no website to edit, or selling ad-hoc? Use Hosted Checkout. It needs nothing but a link or QR code, which makes it ideal for invoices, services, events, donations, and one-off sales.
These are not mutually exclusive. A consultant might use Hosted Checkout for project invoices and a Payment Button on their Squarespace booking page. The point is to match the tool to where the sale actually happens.
Stablecoins, the GENIUS Act, and Why 2026 Is the Right Time
The regulatory picture in the US shifted decisively in favor of merchants accepting stablecoins. The GENIUS Act was signed into law on July 18, 2025 (Senate 68-30, House 308-122), creating a federal regulatory framework for stablecoins backed 1:1 by the US dollar, with OCC enforcement regulations due July 18, 2026. In practical terms, accepting USDC or USDT through a hosted checkout now happens under a defined legal framework rather than in a gray zone — which reduces the compliance uncertainty that kept many merchants on the sidelines.
Pair that with the economics. Stablecoins eliminate the volatility objection: a $200 order is $200 at settlement. They cut cross-border friction, and on-chain finality removes chargebacks entirely. The market is moving accordingly — some industry estimates project over 25 million merchants accepting at least one cryptocurrency and crypto retail payment volume approaching $600 billion globally by the end of 2026, though forward-looking figures like these vary widely by source. If you want the regulatory detail, our GENIUS Act compliance guide covers it in full.
Frequently Asked Questions
Do I need a developer to set up a hosted crypto checkout?
No. The entire point of a hosted checkout is that the gateway hosts the page for you. With Aurpay, you configure branding and coins in the dashboard, then generate a link and QR code — no code, no plugin, and no engineering help at any step.
Is a hosted checkout the same as a self-hosted crypto payment server?
No, they are opposites. A hosted checkout is run entirely by the gateway, so you manage nothing. A self-hosted server (BTCPay Server-style) requires you to run, secure, and maintain the payment software yourself. If you want zero infrastructure work, you want a hosted checkout.
Where do the funds go when a customer pays?
Straight to your own wallet. Aurpay is non-custodial, so payments settle on-chain to the wallet address you provide during setup, and you hold the private keys. Aurpay never takes custody of your funds, which means no settlement queue and no withdrawal wait.
Which coins and networks can customers pay with?
Aurpay Hosted Checkout accepts BTC, Bitcoin Lightning, ETH, USDT (ERC-20 and TRC-20), USDC (ERC-20 and TRC-20), DAI (ERC-20), and BNB. Supporting both ERC-20 and TRC-20 lets customers choose the lower-gas network — TRC-20 USDT typically costs roughly $1–$3 versus several dollars (more when congested) on ERC-20.
What does Aurpay charge for a hosted checkout?
A flat 0.8% per transaction, with no monthly fee, no minimum volume, and no contract. Because settlement is on-chain and irreversible, you also avoid chargebacks entirely.
I was using Coinbase Commerce and need to move — can I migrate?
Yes. Coinbase is winding down Commerce for most non-US and non-Singapore merchants by March 31, 2026. A hosted checkout is the fastest replacement because it requires no platform integration — sign up, enter your wallet, generate a link, and you are live the same day. Like Commerce, Aurpay is non-custodial, so funds keep settling straight to a wallet you control.
Get Started With Aurpay Hosted Checkout
If you have been waiting for crypto payments to be as simple as a credit card, this is it. Create a free account at dashboard.aurpay.net, enter your wallet, customize your page, and generate a payment link in under 15 minutes — no developer, no contract, and no minimum volume. Funds land directly in your wallet at a flat 0.8% fee. Explore the full feature set on the Aurpay Hosted Checkout product page and start taking crypto today.